Homeowners

When choosing a home insurance policy in Texas, it’s essential to understand the differences between the various policy forms available. The most common types are HO-1, HO-2 and HO-3, each offering distinct coverage levels and suitability for different needs. Common Home Insurance Policy Options The following are common home insurance policies in Texas: HO-1 policies—This […]

Paying off your mortgage is a momentous achievement. However, just because your lender no longer requires homeowners insurance doesn’t mean you should let it lapse. Here’s why maintaining home insurance is essential even after your home is fully paid for. Protection Against Natural Disasters In the event of a covered peril, homeowners insurance can financially […]