Watercraft & Boat Insurance in Garland, TX

Boat insurance is highly customizable and can help protect your financial stability as a boat owner. Contact Allsafe Insurance today to learn more about your insurance options.

Does Texas Require Boaters Insurance?

In Texas, boating insurance is not mandated by state law. However, certain water bodies or marinas may have boat liability insurance requirements or other rules for docking or usage. If your boat is financed, the lienholder may require comprehensive insurance coverage until your loan is fully paid.

Maintaining boat coverage in Texas is highly advisable. It can help protect you from unexpected costs due to accidents, theft or damage and may help provide liability coverage.

How Much Does Boat Insurance Cost?

Boat (or watercraft) insurance premiums vary based on factors like the type of boat, its age, size, value and the coverage you choose. Usage patterns and your boating experience also play a role.

We offer a range of coverage options, from liability to comprehensive plans. Our team can help tailor a policy that fits your needs and budget, ensuring you only pay for what you need.

Get a Quote Today

The Allsafe Insurance team in Garland, TX, specializes in helping Texas boaters get appropriate insurance at favorable rates. Contact us today for a personalized boat insurance quote.